You’re Going to Jail and You Have Drugs on You – How to Avoid a Bigger Problem.

Just under two years ago, Oklahoma made simple drug possession a misdemeanor and eliminated the possibility of enhanced penalties for repeat offenses.  As a result, some criminal defendants are ignoring the severity of certain drug possession offenses and WHERE they are when law enforcement discovers the crime. Take this hypothetical into consideration:  You are stopped on I-35 by Oklahoma City…

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Need your car back? Not so fast.

A quick search of the internet will lead the casual observer to believe that filing a bankruptcy petition under Chapter 13 will guarantee them the return of their recently repossessed motor vehicle.  Unfortunately, the devil is in the details.  The Tenth Circuit (which encompasses Oklahoma, Colorado, Kansas, New Mexico, Utah and Wyoming) has held the position since 2017 that an auto…

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Can I really wipe out student loans with National Collegiate Student Loan Trust (NCSLT)?

A recent media firestorm has been reporting that up to $5 billion in student loans with National Collegiate Student Loan Trust (NCSLT) could be wiped out.  Unfortunately, the media (as usual) has sensationalized their reporting and not done a very accurate job of explaining the situation involving NCSLT. Most of the time when student loans are discharged, it is part…

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